The new auto insurance laws went into affect November 1, 2009.  Uninsured/underinsured motorist limits have increased to $100,000 per person and $300,000 per accident. Hit and run coverage no longer requires actual physical contact with another vehicle in order for it to apply to the uninsured motorist coverage.  There must be third party verification of the existence of the other vehicle involved in the accident.

On June 1, 2010, mandatory auto insurance went into affect.  Mandatory auto insurance means that all drivers must have auto insurance that meets the minimum coverage.